Rates

Bump-Up* Term Share/IRA Certificates

18 Month with one bump option (Minimum balance $5,000)

Account Type	Account Balance	Rate	APY
18 Month Bump-up	$5,000- $9,999	.45%	.45%
	$10,000 - $49,999	.55%	.55%
	$50,000 & Over	.65%	.65%
*Bump-up rates shown require checking with direct deposit. For accounts not meeting this requirement, dividend rate will be .25% lower. A penalty may be imposed for early withdrawal. The minimum daily balance to open the account and to earn the disclosed Annual Percentage Yield is $500. The Annual Percentage Yield is based on an assumption that dividends will remain in the account until maturity. A withdrawal will reduce earnings. IRA funds may also be transferred to a certificate. APY= Annual Percentage Yield All rates and policies are subject to change without notice.  Return to top

30 Month with two bump options (Minimum balance $10,000)

Account Type	Account Balance	Rate	APY
30 Month Bump-up	$10,000 - $49,999	.80%	.80%
	$50,000 & Over	.90%	.90%
*Bump-up rates shown require checking with direct deposit. For accounts not meeting this requirement, dividend rate will be .25% lower. A penalty may be imposed for early withdrawal. The minimum daily balance to open the account and to earn the disclosed Annual Percentage Yield is $500. The Annual Percentage Yield is based on an assumption that dividends will remain in the account until maturity. A withdrawal will reduce earnings. IRA funds may also be transferred to a certificate. APY= Annual Percentage Yield All rates and policies are subject to change without notice.  Return to top