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RatesBump-Up* Term Share/IRA Certificates18 Month with one bump option (Minimum balance $5,000)Rates effective May 14, 2008| Account Type | Account Balance | Rate | APY | | | | 18 Month Bump-up | $5,000 - $9,999 | 2.95% | 2.98% | | | | | $10,000 - $49,999 | 3.05% | 3.09% | | | | | $50,000 & Over | 3.15% | 3.19% | | | *Bump-up rates shown require checking with direct deposit. For accounts not meeting this requirement, dividend rate will be .25% lower. A penalty may be imposed for early withdrawal. The minimum daily balance to open the account and to earn the disclosed Annual Percentage Yield is $500. The Annual Percentage Yield is based on an assumption that dividends will remain in the account until maturity. A withdrawal will reduce earnings. IRA funds may also be transferred to a certificate. APY= Annual Percentage Yield All rates and policies are subject to change without notice.
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30 Month with two bump options (Minimum balance $10,000)Rates effective May 14, 2008| Account Type | Account Balance | Rate | APY | | | | 30 Month Bump-up | $10,000 - $49,999 | 3.25% | 3.29% | | | | | $50,000 & Over | 3.35% | 3.39% | | | *Bump-up rates shown require checking with direct deposit. For accounts not meeting this requirement, dividend rate will be .25% lower. A penalty may be imposed for early withdrawal. The minimum daily balance to open the account and to earn the disclosed Annual Percentage Yield is $500. The Annual Percentage Yield is based on an assumption that dividends will remain in the account until maturity. A withdrawal will reduce earnings. IRA funds may also be transferred to a certificate. APY= Annual Percentage Yield All rates and policies are subject to change without notice.
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