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RatesTerm Share / IRA Certificates6 MonthRates effective May 14, 2008| Account Balance | Rate | APY | | | | $500 to $2,499 | 2.70% | 2.73% | | | | | $2,500 to $9,999 | 2.80% | 2.83% | | | | | $10,000 to $49,999 | 2.90% | 2.93% | | | | | $50,000 & Over | 3.00% | 3.03% | | | A penalty may be imposed for early withdrawal. The minimum daily balance to open the account and to earn the disclosed Annual Percentage Yield is $500. The Annual Percentage Yield is based on an assumption that dividends will remain in the account until maturity. A withdrawal will reduce earnings. IRA funds may also be transferred to a certificate.
APY= Annual Percentage Yield
All rates and policies are subject to change without notice.
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12 MonthRates effective May 14, 2008| Account Balance | Rate | APY | | | | $500 to $2,499 | 2.80% | 2.83% | | | | | $2,500 to $9,999 | 2.90% | 2.93% | | | | | $10,000 to $49,999 | 3.00% | 3.03% | | | | | $50,000 & Over | 3.10% | 3.14% | | | A penalty may be imposed for early withdrawal. The minimum daily balance to open the account and to earn the disclosed Annual Percentage Yield is $500. The Annual Percentage Yield is based on an assumption that dividends will remain in the account until maturity. A withdrawal will reduce earnings. IRA funds may also be transferred to a certificate.
APY= Annual Percentage Yield
All rates and policies are subject to change without notice.
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24 MonthRates effective May 14, 2008| Account Balance | Rate | APY | | | | $500 to $2,499 | 2.95% | 2.98% | | | | | $2,500 to $9,999 | 3.05% | 3.09% | | | | | $10,000 to $49,999 | 3.15% | 3.19% | | | | | $50,000 & Over | 3.25% | 3.29% | | | A penalty may be imposed for early withdrawal. The minimum daily balance to open the account and to earn the disclosed Annual Percentage Yield is $500. The Annual Percentage Yield is based on an assumption that dividends will remain in the account until maturity. A withdrawal will reduce earnings. IRA funds may also be transferred to a certificate.
APY= Annual Percentage Yield
All rates and policies are subject to change without notice.
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36 MonthRates effective May 14, 2008| Account Balance | Rate | APY | | | | $500 to $2,499 | 3.10% | 3.14% | | | | | $2,500 to $9,999 | 3.20% | 3.24% | | | | | $10,000 to $49,999 | 3.30% | 3.34% | | | | | $50,000 & Over | 3.40% | 3.44% | | | A penalty may be imposed for early withdrawal. The minimum daily balance to open the account and to earn the disclosed Annual Percentage Yield is $500. The Annual Percentage Yield is based on an assumption that dividends will remain in the account until maturity. A withdrawal will reduce earnings. IRA funds may also be transferred to a certificate.
APY= Annual Percentage Yield
All rates and policies are subject to change without notice.
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48 MonthRates effective May 14, 2008| Account Balance | Rate | APY | | | | $500 to $2,499 | 3.35% | 3.39% | | | | | $2,500 to $9,999 | 3.45% | 3.49% | | | | | $10,000 to $49,999 | 3.55% | 3.60% | | | | | $50,000 & Over | 3.65% | 3.70% | | | A penalty may be imposed for early withdrawal. The minimum daily balance to open the account and to earn the disclosed Annual Percentage Yield is $500. The Annual Percentage Yield is based on an assumption that dividends will remain in the account until maturity. A withdrawal will reduce earnings. IRA funds may also be transferred to a certificate.
APY= Annual Percentage Yield
All rates and policies are subject to change without notice.
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60 MonthRates effective May 14, 2008| Account Balance | Rate | APY | | | | $500 to $2,499 | 3.55% | 3.60% | | | | | $2,500 to $9,999 | 3.65% | 3.70% | | | | | $10,000 to $49,999 | 3.75% | 3.80% | | | | | $50,000 & Over | 3.85% | 3.91% | | | A penalty may be imposed for early withdrawal. The minimum daily balance to open the account and to earn the disclosed Annual Percentage Yield is $500. The Annual Percentage Yield is based on an assumption that dividends will remain in the account until maturity. A withdrawal will reduce earnings. IRA funds may also be transferred to a certificate.
APY= Annual Percentage Yield
All rates and policies are subject to change without notice.
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