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RatesAutos / Recreational Vehicles / Boats / Motorcycles Now is the time to buy!Get a great deal on your auto purchase with AltaOne Federal Credit Union and your preferred dealer.
Model Years 2011 & Newer, New/UsedRates effective January 1, 2012| Account Type | Maximum Financing † | Maximum Term | APR | | | | Autos, Motorcycles | Purchase:* Up to 125% of MSRP or Retail Value. Including Tax and/or License and Vehicle Warranties | Up to 36 months | 2.99%* | | | | | Purchase:* Up to 125% of MSRP or Retail Value. Including Tax and/or License and Vehicle Warranties | Up to 48 months | 2.99%* | | | | | Purchase:* Up to 125% of MSRP or Retail Value. Including Tax and/or License and Vehicle Warranties | Up to 60 months | 3.49%* | | | | | Purchase:* Up to 125% of MSRP or Retail Value. Including Tax and/or License and Vehicle Warranties | Up to 72 months | 3.99%* | | | | | Purchase:* Up to 125% of MSRP or Retail Value. Including Tax and/or License and Vehicle Warranties | Up to 84 months | 4.49%* | | | | | Boats | Purchase:* Up to 100% of MSRP or Retail Value. Including Tax and/or License and Vehicle Warranties | Up to 144 months | 7.74%* | | | | | RVs | Purchase:* Up to 100% of MSRP or Retail Value. Including Tax and/or License and Vehicle Warranties | Up to 240 months | 7.74%* | | | *(Maximum financing may vary as determined by your individual credit profile. Rates are as low as the Premier Plus Rates and your individual rate may be higher as determined by your individual credit profile. * INCLUDING Sales Tax, Title Fees and Warranties/Service Contracts. APR=Annual Percentage Rate All rates and policies are subject to change without notice.
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Model Years 2008-2010Rates effective January 1, 2012| Account Type | Maximum Financing † | Maximum Term | APR | | | | Autos, Motorcycles | Purchase* / Refinance:** Up to 125% of Retail Value | Up to 36 months | 3.99%� | | | | | Purchase* / Refinance:** Up to 125% of Retail Value | Up to 48 months | 3.99%� | | | | | Purchase* / Refinance:** Up to 125% of Retail Value | Up to 60 months | 4.49%� | | | | | Purchase* / Refinance:** Up to 125% of Retail Value | Up to 72 months | 4.99%� | | | | | Purchase* / Refinance:** Up to 125% of Retail Value | Up to 84 months | 5.49%� | | | | | Boats | Purchase* / Refinance:** Up to 100% of Retail Value | Up to 144 months | 9.24%� | | | | | RVs | Purchase* / Refinance:** Up to 100% of Retail Value | Up to 240 months | 9.24%� | | | �Maximum financing may vary as determined by your individual credit profile. Rates are as low as the Premier Plus Rates and your individual rate may be higher as determined by your individual credit profile. * INCLUDING Sales Tax, Title Fees and Warranties/Service Contracts. ** Loans currently financed with AltaOne are subject to an additional charge of 1% of the refinance amount with $100 minimum which is due at the time of signing. APR=Annual Percentage Rate All rates and policies are subject to change without notice.
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Model Years 2003-2007Rates effective January 1, 2012| Account Type | Maximum Financing † | Maximum Term | APR | | | | Autos, Motorcycles | Purchase* / Refinance:** Up to 100% of Retail Value | Up to 60 months | 5.49%� | | | | | Boats | Purchase* / Refinance:** Up to 100% of Retail Value | Up to 144 months | 10.24%� | | | | | RVs | Purchase* / Refinance:** Up to 100% of Retail Value | Up to 240 months | 11.24% � | | | �Maximum financing may vary as determined by your individual credit profile. Rates are as low as the Premier Plus Rates and your individual rate may be higher as determined by your individual credit profile. * INCLUDING Sales Tax, Title Fees and Warranties/Service Contracts. ** Loans currently financed with AltaOne are subject to an additional charge of 1% of the refinance amount with $100 minimum which is due at the time of signing. APR=Annual Percentage Rate All rates and policies are subject to change without notice.
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Model Years 1998-2002Rates effective January 1, 2012| Account Type | Maximum Financing † | Maximum Term | APR | | | | Autos, Motorcycles | Purchase* / Refinance:** Up to 100% of Retail Value with no options | Up to 48 months | 5.99%^ | | | ^Maximum financing may vary as determined by your individual credit profile. Rates are as low as the Premier Plus Rates and your individual rate may be higher as determined by your individual credit profile. * INCLUDING Sales Tax, Title Fees and Warranties/Service Contracts. ** Loans currently financed with AltaOne are subject to an additional charge of 1% of the refinance amount with $100 minimum which is due at the time of signing. APR=Annual Percentage Rate All rates and policies are subject to change without notice.
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Classic Vehicles / Branded TitleRates effective January 1, 2012| Account Type | Model Years | Maximum Financing † | Maximum Term | Terms | APR | | | | Classic Vehicle | Over 15 Years Old | Up to 100% of Cash Selling Price or Appraised Value. Including Tax and/or License. | Up to 60 months | Good or better than good condition. Must be considered Classic, Collectible or Special Interest Car and Listed in the N.A.D.A.
| 10.24%� | | | | | Branded Title | 2002-2011 | 100% of Retail Value. | Up to 60 months | Salvaged, Warranty Return or Lemon Buyback, Remanufactured, Prior Taxi/Police | 10.24%� | | | �Maximum financing may vary as determined by your individual credit profile. Rates are as low as the Premier Plus Rates and your individual rate may be higher as determined by your individual credit profile. APR=Annual Percentage Rate All rates and policies are subject to change without notice.
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