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Rates

Autos / Recreational Vehicles / Boats / Motorcycles

Model Years 2008-2009 New/Used

Rates effective November 18, 2009
  Rate Name  APR  Maximum Financing  Maximum Term  Model Years
Autos, Motorcycles4.99%†Purchase:* Up to 125% of MSRP or Retail Value. Including Tax and/or License and Vehicle WarrantiesUp to 84 months2008-2009 New/Used  
Boats7.74%†Purchase:* Up to 100% of MSRP or Retail Value. Including Tax and/or License and Vehicle WarrantiesUp to 144 months2008-2009 New/Used  
RVs7.74%†Purchase:* Up to 100% of MSRP or Retail Value. Including Tax and/or License and Vehicle WarrantiesUp to 240 months2008-2009 New/Used  
†Maximum financing may vary as determined by your individual credit profile. Rates are as low as the Premier Plus Rates and your individual rate may be higher as determined by your individual credit profile.
* INCLUDING Sales Tax, Title Fees and Warranties/Service Contracts.
APR=Annual Percentage Rate
All rates and policies are subject to change without notice.

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Model Years 2005-2007

Rates effective November 18, 2009
  Rate Name  APR  Maximum Financing  Maximum Term  Model Years
Autos, Motorcycles7.74% †Purchase* / Refinance:** Up to 125% of Retail ValueUp to 84 months2005-2007  
Boats9.24%†Purchase* / Refinance:** Up to 100% of Retail ValueUp to 144 months2005-2007  
RVs9.24%†Purchase* / Refinance:** Up to 100% of Retail ValueUp to 240 months2005-2007  
†Maximum financing may vary as determined by your individual credit profile. Rates are as low as the Premier Plus Rates and your individual rate may be higher as determined by your individual credit profile.
* INCLUDING Sales Tax, Title Fees and Warranties/Service Contracts.
** Loans currently financed with AltaOne are subject to an additional charge of 1% of the refinance amount with $100 minimum which is due at the time of signing. A $20,000 AltaOne loan amount refinanced at the 5.49% rate for a 84-month term will have 1% of the refinanced amount equal to $200 and a 5.798% Annual Percentage Rate.
APR=Annual Percentage Rate
All rates and policies are subject to change without notice.

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Model Years 2000-2004

Rates effective November 18, 2009
  Rate Name  APR  Maximum Financing  Maximum Term  Model Years
Autos, Motorcycles9.49%†Purchase* / Refinance:** Up to 100% of Retail ValueUp to 60 months2000-2004  
Boats10.24%†Purchase* / Refinance:** Up to 100% of Retail ValueUp to 144 months2000-2004  
RVs11.24% †Purchase* / Refinance:** Up to 100% of Retail ValueUp to 240 months2000-2004  
†Maximum financing may vary as determined by your individual credit profile. Rates are as low as the Premier Plus Rates and your individual rate may be higher as determined by your individual credit profile.
* INCLUDING Sales Tax, Title Fees and Warranties/Service Contracts.
** Loans currently financed with AltaOne are subject to an additional charge of 1% of the refinance amount with $100 minimum which is due at the time of signing. A $20,000 AltaOne loan amount refinanced at the 5.49% rate for a 84-month term will have 1% of the refinanced amount equal to $200 and a 5.798% Annual Percentage Rate.
APR=Annual Percentage Rate
All rates and policies are subject to change without notice.

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Classic Vehicle - Over 15 Years Old (Good or Better than Good Condition)

Rates effective November 18, 2009
  Rate Name  APR  Maximum Financing  Maximum Term
Classic Vehicle10.24%†Up to 100% of the Cash Selling Price or Appraised Value. Including Tax and/or License. Must be considered Classic, Collectible or Special Interest Car and Listed in the N.A.D.A. Car Approval Guide. Photo required.Up to 60 months  
†Maximum financing may vary as determined by your individual credit profile. Rates are as low as the Premier Plus Rates and your individual rate may be higher as determined by your individual credit profile.
APR=Annual Percentage Rate
All rates and policies are subject to change without notice.

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Disclaimer: AltaOne Federal Credit Union is not responsible for the privacy practices or the content of web sites which we may provide an access link. While all efforts are made to maintain the accuracy of information presented on the AltaOne Federal Credit Union web site, we cannot guarantee that all information is current. The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with the residents of California. Securities offered through LPL Financial, member FINRA / SIPC Insurance Products offered through Private Ledger Insurance Services of California, Inc. & its affiliates. [Not NCUA Insured | No Credit Union | Guarantee May Lose Value] Please contact the Credit Union Call Center directly for the most current information at
(760) 371-7000, or toll-free (800) 433-9727
701 South China Lake Boulevard, Ridgecrest, California 93555
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